[et_pb_section fb_built=\u00a0\u00bb1″ admin_label=\u00a0\u00bbHeader\u00a0\u00bb _builder_version=\u00a0\u00bb4.20.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb background_color=\u00a0\u00bbgcid-1b4a3854-7b44-49f6-922e-e1ac36476373″ collapsed=\u00a0\u00bbon\u00a0\u00bb global_colors_info=\u00a0\u00bb{%22gcid-1b4a3854-7b44-49f6-922e-e1ac36476373%22:%91%22background_color%22%93}\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.23.1″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.20.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.23.1″ _module_preset=\u00a0\u00bb4cdafb5f-bc56-45a2-be55-b0e8bce54d41″ header_text_color=\u00a0\u00bb#FFFFFF\u00a0\u00bb custom_margin=\u00a0\u00bb||10px||false|false\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb sticky_enabled=\u00a0\u00bb0″]<\/p>\n
[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.23.1″ _module_preset=\u00a0\u00bb948ad26f-41e0-4b4e-9100-da7cd62ad74b\u00a0\u00bb text_text_color=\u00a0\u00bbrgba(255,255,255,0.7)\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb theme_builder_area=\u00a0\u00bbpost_content\u00a0\u00bb sticky_enabled=\u00a0\u00bb0″]<\/p>\n
**Termes et conditions – Contrat de pr\u00eat personnel**<\/p>\n
**1.
\nIntroduction:**
Welcome to Alternative Loans, your trusted financial partner.
\nThese Terms and Conditions outline the agreement between you and Alternative Loans regarding the use of our personal loan services.
\nBy accessing our services, you agree to abide by these terms. <\/p>\n
**2.
\nEligibility:**
To qualify for a personal loan with Alternative Loans, you must be at least 18 years old and meet our creditworthiness criteria.
\nWe reserve the right to modify eligibility requirements at our discretion. <\/p>\n
**3.
\nLoan Application:**
Completing the loan application accurately and honestly is crucial.
\nAny misrepresentation may result in the rejection of your application.
\nBy submitting your application, you authorize us to verify the information provided. <\/p>\n
**4.
\nLoan Approval and Disbursement:**
Loan approval is subject to our assessment of your creditworthiness and compliance with our lending criteria.
\nUpon approval, funds will be disbursed according to the agreed-upon terms. <\/p>\n
**5.
\nInterest Rates and Fees:**
Interest rates and fees will be clearly communicated to you during the application process.
\nThe rates may vary based on your credit score and other relevant factors.
\nIt is your responsibility to understand and agree to the terms before accepting the loan. <\/p>\n
**6.
\nRepayment Terms:**
Repayment terms, including the installment amount, due dates, and any associated fees, will be outlined in your loan agreement.
\nFailure to meet these terms may result in additional charges and negatively impact your credit score. <\/p>\n
**7.
\nEarly Repayment:**
You have the option to repay your loan early without incurring prepayment penalties.
\nEarly repayment can result in interest savings, and you can contact us for assistance in understanding the process. <\/p>\n
**8.
\nDefault and Consequences:**
If you default on your loan, Alternative Loans reserves the right to take appropriate legal action to recover the outstanding amount.
\nDefaulting may also negatively affect your credit score. <\/p>\n
**9.
\nPrivacy and Data Security:**
We take the security of your personal information seriously.
\nPlease refer to our Privacy Policy to understand how we collect, use, and protect your data. <\/p>\n
**10.
\nAmendments:**
Alternative Loans reserves the right to update these Terms and Conditions at any time.
\nWe will notify you of any changes, and continued use of our services implies your acceptance of the modified terms. <\/p>\n
**11.
\nContact Information:**
For questions, concerns, or assistance, please contact our customer support at info@alternativeloans.ca <\/p>\n
En utilisant nos services de pr\u00eat personnel, vous reconnaissez avoir lu, compris et accept\u00e9 ces conditions g\u00e9n\u00e9rales.
\nNous vous remercions d’avoir choisi Alternative Loans pour vos besoins financiers. <\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
Conditions et services**Termes et conditions – Contrat de pr\u00eat personnel** **1. Introduction:**Welcome to Alternative Loans, your trusted financial partner. These Terms and Conditions outline the agreement between you and Alternative Loans regarding the use of our personal loan services. By accessing our services, you agree to abide by these terms. **2. Eligibility:**To qualify for a […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"class_list":["post-857","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/alternativeloans.ca\/fr\/wp-json\/wp\/v2\/pages\/857","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/alternativeloans.ca\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/alternativeloans.ca\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/alternativeloans.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/alternativeloans.ca\/fr\/wp-json\/wp\/v2\/comments?post=857"}],"version-history":[{"count":2,"href":"https:\/\/alternativeloans.ca\/fr\/wp-json\/wp\/v2\/pages\/857\/revisions"}],"predecessor-version":[{"id":859,"href":"https:\/\/alternativeloans.ca\/fr\/wp-json\/wp\/v2\/pages\/857\/revisions\/859"}],"wp:attachment":[{"href":"https:\/\/alternativeloans.ca\/fr\/wp-json\/wp\/v2\/media?parent=857"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}